We just came across an article that referred to a a comprehensive study published in the journal Social Science & Medicine, 2010, where researchers discovered significant spikes in both cardiac and non-cardiac deaths during the holidays.Researchers looked at 57.5 million U.S. death certificates spanning the years 1979 to 2004. It found 42,325 more people died of natural causes during the two-week Christmas/New Year holiday period than would normally be expected, given a typical winter. There also were increases in every major disease group of one-to-ten percent and in every demographic group of three-to-nine percent. They also warned this unfortunate holiday trend is on the rise.
Additionally, the rate of insurance policies issued drops during the month of December, which compounds the problem even more. During the winter holidays, most people would rather be spending time with family than thinking about life insurance. Many add it to their “New Year’s Resolution” list, but by that time, it could be too late. With this in mind, it’s important to not put off opening a life insurance policy, especially if you’ve just purchased a family home.
Whether your searching for short-term, long term or whole life insurance, there is always a solution that allows families the protection they need and the ability to obtain coverage affordably.
Life is unpredictable and it doesn’t take much time to put in place a policy as part of being the financial responsibility for your family.