Junell Realty Group

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You are here: Home / Blog / Is it possible to save on closing costs?

Is it possible to save on closing costs?

Certainly, once you get pass the sticker shock. Closing costs are expensive. They can average between 2 to 3 percent of the total home purchase price. But here are a few ways to save:

Negotiate with the seller. The seller may pay all or part of the closing costs.

Obtain a no-point loan. You may have to pay a higher interest rate, but if you are tight on cash and can qualify for a slightly higher interest rate, you may find this type of loan can significantly reduce your closing costs.

Get a no-fee loan. Although the fee is usually wrapped into a slightly higher rate loan, it does offer one advantage you get to save on the amount of cash you would need up-front.

Every lender has their own unique fee structure and you are bound to find one that works for you.

Filed Under: Blog, Buyers

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