I highly recommend the Junell Home Selling Team. Brett and Annette were wonderful to work with, they have excellent communication with their clients. Their staff is outstanding, they made me feel like I was their only client. Thank you. – Mary Warren
Brett and I have had clients who have been victims of a financial scam. We want to do whatever we can to help prevent this from happening to others. The best way we know how is to provide information.
True Link, a San Francisco based company, has developed a VISA card that can be personalized with a fraud blocker. An adult child or spouse can set up a True Link Visa card for a loved one.
How it works:
True Link maintains a growing database of scams and problematic merchants. This offers an extra layer of protection on a True Link Card.
- Set a maximum amount per charge
- Block purchases from specific stores and types of merchants
- Allow only transactions made in person
- Receive instant alerts about charges that might be suspicious but shouldn’t be blocked outright
- Disable or limit ATM withdrawals
Your loved one can use the card wherever VISA debit cards are accepted. If any suspicious charges do occur, you’ll be notified immediately via email or text message.
You can adjust your fraud blocker on your True Link account as often as you wish and even temporarily block the card entirely without canceling the account or requesting a new card.
In our opinion, True Link offers a great way to help your loved one maintain their independence, but at the same time help protect their financial assets. To get more information or order a card go to www.TrueLinkCard.com.
Recognize Warning Signs that your loved one may be a victim of financial abuse:
- Unexpected or frivolous purchases or spending
- Packages in the mail, unwanted magazines, unexpected renovations
- Complaints about inability to pay bills or overdraft schemes
- Discussions about “sure thing” investment schemes
- Discussions about giving or lending large amounts of money to friends or family members.
Know the Scams
- Medicare Fraud
- Telemarketing scams
- Investment Schemes
- Sweepstakes/Lottery Scam
- Grandparent Scam
- Unscrupulous Charities
- Door-to-door / service providers
- Hidden or recurring charges from online and TV orders
Take Preventative Steps
- Register on the Do Not Call List by calling 1-888-382-1222 from the Senior’s phone.
- Review bank and credit card statements together for any suspicious or recurring charges.
- Inform Seniors of common scams and what to do if they think they are being scammed.
- Post a cautionary note by their telephone.
FBI’s Full list of Scams: fbi.gov/scams-safety/fraud/seniors
Better Business Bureau: bbb.org
Local Law Enforcement
Adult Protective Services: napsa-now.org
Eldercare Locator: eldercare.gov or call 1-800-677-1116
The sale of my home was very important to me, as I was the original owner. My wife and I bought the house in 1957 and raised our family there. Before my wife passed away, we knew we wanted to contribute to our grandchildren’s education fund with the proceeds of the sale. I was more than able to fulfill that wish of ours with your help, especially given you were certain that we should price my home $50,000 higher than where I thought it should be priced. After only 22 days on the market, at a time when I didn’t think my home would sell, you brought me 2 offers and negotiated 100% of my asking price!
I also want to thank you for your great communication and expertise. Because of your excellent knowledge of the current declining market, my home was priced competitively and sold quickly.
You added such a great personal touch to this sale, I felt like I really knew you as an individual and not just a salesperson. I doubt I would have had the same experience with another real estate agent. I really liked your team approach as well, everyone had different things to do and you all got the job done.
Thank you again,
Thank you for the fantastic job you and your team did in getting our home sold. We couldn’t be happier. In only 10 days on the market you sold our home for 98.6% of our asking price.
You came very highly referred to us, and now we know why. Please know that we were very impressed with you right from our initial meeting. With your market knowledge, expertise, marketing plan and guarantees, we knew we couldn’t do any better and hence signed on the spot.
You and your team are very friendly and courteous, and were an immense help in assisting us in getting our home prepared to go on the market.
As you know, we were in contract on another home out of area, and were very nervous about how long our home would take to sell in a slowing market. We were very appreciative of your advice on the best and worst cases for time on market and resulting price, and for having a well thought out plan in place to ensure our home would be sold at a price and in a time frame we were comfortable with.
We didn’t realize how much was involved once we had an accepted offer. You did a great job of keeping us informed so that there would be no surprises, and were very responsive any time we had a question. With one of us traveling on business, you certainly made it easy with being able to access everything online. We were also very impressed with the service you use for the electronic signing of documents, this definitely made life a lot easier for us. We now have a much better understanding and appreciation of all the behind the scenes work you do in protecting our interests. You really made the entire transaction seem easy.
We’ve certainly recommended you to a number of friends who may be thinking of selling in the future.
Thank you again and best wishes,
Stephen and Judy Hanneman
We want you to know that we appreciate the expertise and time you gave us during the process of purchasing our wonderful new home. As you’ll recall, prior to meeting you we had our home on the market with other agents who were unable to sell it. During this time, you sold our friends’ home who raved about you and your services. You called us up and told us if there was anything you could do to help to let you know, and we’re glad you did.
At the time, we hadn’t decided what we wanted to do. Ultimately, we traded homes with our son and we started looking for a larger home in which our mom could stay with us too. You were tireless in your pursuit in finding us the right home. You stuck with us even when we weren’t sure what we wanted.
When we found the right home you counseled us on the price to offer on the home even though we were willing to pay more. You were able to secure the home $55,000 below the seller’s asking price! In addition, you recommended that we not rely on the seller’s pest report, but instead have our own inspection done from the company you regularly use. Much to our surprise, this revealed over $15,000 of repairs that needed to be done, which you negotiated to have the sellers pay.
Not only have you proven yourself to be a strong negotiator, but you also kept us informed daily as to the progress of the sale. You clearly had out best interests in mind from the outset and were still working with us even after closing to ensure we were satisfied with post closing activity.
We have worked with a number of Realtors in the past on several purchases and sales, however, your level of service and expertise is substantially higher than what we have experienced before. Quite frankly, that is exactly why our friends originally recommended you. It’s now obvious to us why you are a Top Agent in your business.
Vincent Acquisto, Esq. & Susan Acquisto
After many years in the community, we are sad to be leaving, but are looking forward to new beginnings and being closer to our family back East.
As you know, we chose you to represent us in the sale of our home because of your aggressive and comprehensive marketing plan and strong negotiating skills. We have been more than impressed with your team. When we put our home on the market, other homes in our neighborhood were sitting on the market and we saw several reducing their prices. Unlike the others, after 1 week on the market, we had 3 good offers.
After we were in contract with the buyer, it was discovered work needed to be done to our foundation. Through your phenomenal negotiations, even with this huge hiccup, the buyer bought our home for 99% of asking price.
You have been excellent at keeping us informed throughout the entire process. Your teamwork, assistance in preparing our home for sale, and negotiations has helped make our home sale smooth. We would not hesitate to recommend you to others.
Barry & Sally Gardener